1. Interpretation of MIS Reports

MIS reports are integral part of any organization. Each employee maintains a report of
the tasks that have been conducted during the course of the day or the week. This helps
to evaluate the productivity of an employee, of a department and the organization as a
whole. Reports are dominant base that help in taking some critical decisions about the
progress in the future.

2. Samity/Group and Member information

This report represents the member and samity information of an MFI. It is also help to
know the number of branch, samity and member of each loan component.

We will get the following information

1. No. of Branches of an MFI
2. No. of Loan components of an MFI
3. No. of Samity of an MFI
4. No. of member of an MFI
5. No of branches, samities and members of each loan component

3. Savings Information

This report represents the savings information of an MFI. It is also helps to know the
deposit and withdrawal amount of savings information for previous month and
current month.

We will get the following information:
1. Various savings balance ( regular, Voluntary, others) for each loan component for previous month
2. Various savings collection ( regular, Voluntary, others) for each loan component for current month
3. Various savings refund/withdrawal ( regular, Voluntary, others) for each loan component for current month
4. Various savings balance ( regular, Voluntary, others) for each loan component for the end of this month

4. Member Admission, Cancellation and Attendance Information
This report represents the member admission and membership cancellation
information. It also represents the average member information in this month.

We will get the following information:
1. Total no. of members at the end of last month
2. New member admission at this month
3. Member dropout at this month
4. Total no. of member at the end of this month
5. Average member in this month
6. Average attendance of member in the samity meeting in this month

5. Loan Information:

This MIS report is very much important for microfinance operations. This report
represents the loan disbursement, loan collection and cumulative loan balance.

We will get the following information:
1. No of borrower and amount of loan balance at end of last month
2. Amount of loan disbursement in this month
3. Amount of loan collection in this month
4. No. of full paid loan in this month
5. No. of borrower and loan balance in this month
6. No. of borrower and loan balance up to the end of this month

6. Loan information with overdue and advance

This report represents the loan information with overdue and advance loan. It also
represents the overdue and advance loan collection.

We will get the following information:
1. Total amount of overdue loan at the end of last month
2. Total amount of regular due in this month
3. Collection of regular, Overdue and advance loan in this month
4. Amount of new OD in this month
5. Total amount of OD and total no. of OD borrower at the end of the month

7. Loan Overdue Classification
This report represents the overdue loan and it’s classification. It also helps to know
the duration of overdue loan.

We will get the following information:
1. Amount of standard loan
2. Amount of watchful loan
3. Amount of sub-standard loan
4. Amount of doubtful loan
5. Amount of bad loan
6. Total loan
7. Total OD loan
8. Total loan for OD loanee
9. Amount of savings of OD loanee

8. MFI Staff Information
This report represents the staff information both if branch level and Head Office level
of an MFI.

We will get the following information:
1. No of field officer at branch level
2. No. Supervisor/ Asst. Branch Manager
3. No. of Accountant
4. No. of Branch Manager
5. No. of other staffs

9. Operational Area Information
This report represents the operational area of an MFI. This report helps to know the
geographical coverage of the country

We will get the following information:
1. No. of districts covered by an MFI
2. No. of Upazila
3. No. of Union covered by an MFI
4. No. of Villages

10. Employment Generation Information
This report represents the employment generation for each loan component of an
MFI. It also helps to know self employment generation and wage employment
generation.

We will get the following information:
1. Self employment generation for male and female
2. Wage employment generation for male and female
3. Wage employment generation in own family and outside of family

If reports are not properly named and stored
and are inaccessible when required. Centralized report management application can
provide all the required repots in a common place. MIS reports help to make operations
more efficient and effective by avoiding unwanted problems. So it is very much
important to understand meaning and functionality of each MIS reports, which will
enable you to make right decision.